4 great reasons to smile more

first_imgThe smiley face was created by Harvey Ball in 1963. Ball later decided that we should all devote one day a year to smiles and acts of kindness. He declared that the first Friday in October should be that day. Today on the 19th annual World Smile Day, make it your mission to do something kind for someone. It’ll make you feel good. This holiday is a great reason to smile, and here are 4 other reasons you should smile more every day.To make a better first impression: When you’re meeting someone for the first time, you want to be warm and friendly. If you’re not smiling, good luck. As they say, “you only get one chance at a first impression.” Make your first impression a good one.To be more attractive: Whether you’re at happy hour or a networking event, you want to be attractive. If you’re looking to meet someone for romantic reasons, you obviously want to be as attractive as possible, but even if it’s a business event, the more attractive and approachable you appear, the better your chance of making a connection.To make you happier: You may be thinking that happiness causes smiles. While that’s true, smiles may also cause happiness. Putting a smile on your face (whether real or not) can actually trick your brain into putting you in a good mood and reduce stress. To me, that seems totally worth the energy it takes to smile.To make someone else’s day: You never know when your smile can completely turn someone else’s day around. If even fake smiles can make your mood better, why wouldn’t you want to pass this gift on to someone else? A smile usually gets a smile in return and that might be just what a stranger needs to brighten up an awful day. 45SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Pettit John Pettit is the Managing Editor for CUInsight.com. John manages the content on the site, including current news, editorial, press releases, jobs and events. He keeps the credit union … Web: www.cuinsight.com Detailslast_img read more

In First Year, Pennsylvanians Reclaim $2.6 Million from Missing Life Insurance Policies Using Online Locator Tool

first_img SHARE Email Facebook Twitter In First Year, Pennsylvanians Reclaim $2.6 Million from Missing Life Insurance Policies Using Online Locator Tool Efficiency,  Government That Works,  Innovation,  Press Release Harrisburg, PA – Governor Tom Wolf announced today that more than 500 life insurance policies paying more than $2.6 million in benefits and annuities to Pennsylvanians have been found in the year since the Insurance Department implemented the National Association of Insurance Commissioners’ (NAIC) Life Insurance Policy Locator.“The policy locator makes it considerably easier to determine whether a loved one had a life insurance policy or annuity,” Governor Wolf said. “It provides peace of mind and, in these instances, some financial security in the form of benefits or annuities that can go a long way in helping a family during a difficult time.”Previously, the Insurance Department’s Consumer Services Bureau could provide only limited assistance to those searching for a policy because consumers had to know the insurance company name to conduct a search.“In just one year, hundreds of Pennsylvanians have benefitted from this comprehensive tool, which alleviates the sometimes-difficult task of searching for potential life insurance policies of deceased individuals,” said Acting Insurance Commissioner Jessica Altman. “This is a valuable resource to help beneficiaries find money that is owed to them. I encourage individuals to access the Life Insurance Policy Locator to see if their loved ones had a policy.”Information on filing a life policy finder request and the forms needed to do so are on the Insurance Department’s website, www.insurance.pa.gov, by clicking on “Life” under Insurance Coverage Resources.  Individuals are notified when a policy is found if they are listed as a beneficiary on that policy or otherwise entitled to that information. Individuals may also contact the Department’s Bureau of Consumer Services at 1-877-881-6388.Nationwide, the policy locator has matched 8,210 beneficiaries with lost or misplaced life insurance policies or annuities, totaling $92.5 million returned to consumers.center_img December 08, 2017last_img read more

Annual Santa run set for Dec. 7

first_img Part 1: Invisible, incapacitating concussions are sidelining high school athletes – July 19, 2016 ELLSWORTH — For those looking to participate in a festive run in the spirit of the holidays, the third annual Santa Run will be held at 10 a.m. on Sunday, Dec. 7, at the Ellsworth Elementary-Middle School.All ages and even dogs are invited to don Santa hats, reindeer antlers or other Christmas-themed attire and walk or run the five-kilometer course.Race organizers Robin Clark and Sandra Finley first organized the run in 2012 as a way to raise money for the Ellsworth High School graduating class of 2014.“We wanted to keep it because it was a lot of fun,” Clark said. “We just thought we could do a lot of good with it.”This is placeholder textThis is placeholder textNow, proceeds from the run will benefit the Beth C. Wright Cancer Resource Center in Ellsworth, and T-shirt sales will benefit Christmas is for Kids.Holiday costumes are encouraged for the chance to win a prize, but not required. After the race, hot cocoa and sugar cookies will be offered inside the school cafeteria.Race-day registration will begin at 8 a.m. and end at 9:45. The cost is $15 per person. T-shirts are $10, but free shirts will be provided to the first 50 registrants. Santa hats will be distributed at no charge.“We’re excited,” Clark said. “Hopefully, this will become a tradition.”Registration forms are available around Ellsworth at the Down East Family YMCA, Cadillac Mountain Sports, Cross Fit Acadia and the Beth C. Wright Cancer Resource Center. Forms also can be found on Facebook at the Ellsworth Santa Run’s event page.For more information, email Clark at [email protected] or Finley at [email protected] Latest posts by Taylor Vortherms (see all) Latest Posts Taylor VorthermsSports Editor at The Ellsworth AmericanTaylor Vortherms covers sports in Hancock County. The St. Louis, Missouri native recently graduated from the Missouri School of Journalism and joined The Ellsworth American in 2013.center_img Part 2: When the injury is inside your head, some “don’t get it” – July 26, 2016 Bio EHS names new boys’ soccer coach – July 13, 2016last_img read more

Cranes eager to snatch first AFCON win in 41 years

first_img(FRONT L to R) Michael Azira,  Godfrey Walusimbi, Farouk Miya, Lumala Abdu,Patrick Kaddu; (BACK) Bevis Mugabi, Murshid Juuko; Emmanuel Okwi, Khalid Aucho, Hassan Wasswa, Denis Onyango. PHOTO AFPCairo, Egypt | THE INDEPENDENT & URN | Uganda Cranes will be seeking their first win in 41 years at the Africa Cup of Nations finals when they take on neighbours DRC in their opening match.This is Cranes’ second straight return to the Nations Cup finals, having featured in the last edition that came three decades after their most famous appearance in 1978.Uganda stunned Nigeria 2-1 March 14, 1978 in the semifinals, with goals coming from Abdulla Nasur and the irrepressible Phillip Omondi. Uganda stormed the final but lost to hosts Ghana.It took  39 years before the Cranes broke the Nations Cup finals jinx, returning in Gabon 2017, and should have the experience now to make Egypt 2019 one for the nation to look up to. Uganda could only manage a draw, and lost two as they crashed out in the preliminaries in Gabon.Today, the Uganda Cranes start against a tricky Democratic Republic of Congo side in a Group A match at the Cairo International Stadium.Coach Sebastien Desabre’s side will be cheered on by a couple of Ugandan fans who have traveled to Cairo including 2nd Deputy Prime Minister Kirunda Kivejinja (representing President Yoweri Kaguta Museveni), Omukama of Omukama of Tooro Oyo Nyimba Iguru and Minister of Tourism, Godfrey Kiwanda among others.Desabre drilling his players. PHOTO FUFA MEDIACranes seek perfect startThe Cranes will be all out to make a perfect start just like the hosts Egypt who defeated Zimbabwe 1-0 in the opening game that ended this morning.Assistant captain Hassan Wasswa Mawanda told URN that although they know DR Congo are a very physical side, the Cranes have what it takes to prove a point in this game. “We need to play as a team and take our chances because every game counts,” added the experienced Mawanda.   Going into the game the Cranes have been camped in Abu Dhabi for three weeks where they also played two international games drawing goalless against Asian side Turkmenistan and a 1-0 win against former African Champions Ivory Coast.Skipper and goalkeeper Denis Onyango is expected to command his troops from the back, while Murushid Juuko and Godfrey Walusimbi marshal the backline. Farouk Miya and Emmanuel Okwi are expected to start at the front, while Hassan Wasswa Mawanda and Khalid Aucho handle the midfield.For the two time AFCON Champions DR Congo they are expected to come all out to try and snatch maximum points. Their coach Florent Ibenge who is leading them in their third AFCON said they should make it to the next stage looking at Egypt as their main obstacle in the Group.Yannick Bolasie who features for Everton FC in the English Premier League together with veteran Tresor Mputu and Youssouf Mulumbu are expected to play key roles for the DR Congo Leopards. ****Additional reporting by URNShare on: WhatsApp Cranes starting line up: Denis Onyango, Murushid Juuko, Hassan Wasswa, Bevis Mugabi, Godfrey Walusimbi, Khalid Aucho, Mike Azira, Abdu Lumala, Emmanuel Okwi, Farouk Miya, Patrick KadduGroup A                               P     W     D      L      G      A     GA     Pts Egypt        1      1      0      0       1      0      0         3DR Cong   0      0      0      0      0       0      0        0Uganda    0      0      0      0      0       0      0        0Zimbabwe1      0      0      1      0       1     -1        0last_img read more

Lunch Break Seeking Adopt-A-Family Donors

first_imgRED BANK – Time is running out to help make the holidays a special one for children enrolled in Lunch Break’s Adopt-A-Family Holiday Toy program.This year Lunch Break has over 2,000 children registered for the program. Every year the program provides toys, books, clothing, and gift cards to local children from newborns to age 15 who are in need as well as their families. The hope is that each child will receive four gifts, costing no more than $30 per gift.To participate, visit lunchbreak.org/adopt-a-family and choose to adopt-a-family or sponsor a child and Lunch Break will do the shopping.All unwrapped gifts are due at Lunch Break, 121 Drs. James Parker Blvd., Red Bank, by 4 p.m. Wednesday, Dec. 9.Gifts will be distributed on Saturday, Dec. 12 at Tower Hill Church.last_img read more


first_imgTiago Pereira2866321%$218,420 BC JUVENILE CHAMP TEXAS RED WORKING TOWARDS RETURN Breeders’ Cup Juvenile winner Texas Red galloped a mile on Santa Anita’s main track Friday and is scheduled to breeze a half-mile Saturday as he prepares for his return to the races after missing the Triple Crown classics due abscess issues with his right front foot.“He breezed three-eighths earlier in the week just to kind of let him stretch out, but we’ll let him pick it up a little bit tomorrow,” trainer Keith Desormeaux said. “He’s got a clean bill of health. If something else comes up, it’ll be just one of those things. But he looks good now. His legs are clean.”As to his impressions of American Pharoah’s victories in the Kentucky Derby and the Preakness, Desormeaux said: “Like many others, I always thought American Pharoah was the best horse, but I had some question after the Derby when it looked like he had to reach the bottom of the tank to get the job done, so you wondered if that was all he had.“But as the Preakness approached, I don’t know why, but it became more and more apparent that he was the best horse, and it may be because he reached the bottom of the tank for the first time (in the Derby).“But he refueled, and it looks like he’s head and shoulders above everybody else.” LA FIERA DEBUTS FOR HOLLENDORFER IN MELAIR STAKES            La Fiera, a newcomer to the Jerry Hollendorfer barn, makes her Santa Anita debut in Saturday’s $200,000 Melair stakes for three-year-old fillies at 1 1/16 miles.The daughter of Comic Strip has had five career starts, the last four at Golden Gate Fields where she won three times over the Tapeta surface.“She’s doing well,” said Hollendorfer assistant Dan Ward. “We’ve only had her here a few days. She went to the gate Wednesday, went to the paddock and galloped over the track.“She’s a nice filly. She has good form; she’s very steady.”The Melair: Barbara Beatrice, Tiago Pereira, 8-1; Thermodynamics, Gary Stevens, 3-1; Sheer Pleasure, Tyler Baze, 5-2; Niassa, Flavien Prat, 6-1; Ashley’s Baby, Mike Smith, 3-1; La Fiera, Rafael Bejarano, 3-1; and Tribal Express, Alonso Quinonez, 15-1. Santiago Gonzalez444839%$179,976 WILD DUDE BACK AT SANTA ANITA FOR LOS ANGELES STAKESWild Dude returns to a track he fancies when he runs in the Grade III Los Angeles Stakes on Monday, Memorial Day, supporting feature of the Grade I Gamely Stakes that day.The 5-year-old Florida-bred horse weakened to finish sixth in the Grade I Carter Handicap at Aqueduct on April 4, but has a 3-2-2 record from nine starts at Santa Anita, where he has a pair of Grade II stakes wins, the Palos Verdes and the San Carlos.“He likes this track and he’s a runner,” trainer Jerry Hollendorfer said of the son of Wildcat Heir whose career earnings are just shy of $500,000.Wild Dude worked six furlongs Sunday in 1:12.The Los Angeles field: Five Palms, Martin Garcia; War Academy, Elvis Trujillo; Spirit Rules, Iggy Puglisi; Wild Dude, Rafael Bejarano; Distinctiv Passion, Edwin Maldonado; and San Onofre, Mike Smith. Mike Smith2046120%$408,980 SANTA ANITA STATISTICS Flavien Prat591313222%$715,550 TrainerSts1st2nd3rdWin%Money Won (Current Through Thursday, May 21) GOING SOMEWHERE MAKES U.S. DEBUT IN WHITTINGHAMGoing Somewhere makes his first start in seven months when he makes his U.S. debut in Sunday’s Grade II, $200,000 Charles Whittingham Stakes for 3-year-olds and up at 1 ½ miles on turf, not necessarily ideal for a comeback, but Neil Drysdale’s choices are limited.“Unfortunately, he has to start somewhere,” the Hall of Fame trainer said, “and there’s nowhere else more suitable.”Drysdale, 67, was assistant to Charlie Whittingham for four years (1970-74) and won the race named for the late “Bald Eagle” multiple times when it was run at Hollywood Park.Marathon grass races are nothing new to Going Somewhere, a 6-year-old Brazilian-bred horse who has not won in three years, since capturing the Group 1 Carlos Pelligrini at San Ysidro in Argentina on Dec. 15, 2012, a span of 14 races. He won twice at distances of a mile and a half and once at a mile and seven-eighths in South America in 2012.Going Somewhere worked six furlongs on a firm Santa Anita turf course Sunday in 1:18.The field for the Whittingham, race three of nine: Divine Oath, Rafael Bejarano, 5-2; Crucero, Kent Desormeaux, 20-1; Ganesh, Flavien Prat, 5-2; Going Somewhere, Mike Smith, 7-2; and Ashleyluvssugar, Gary Stevens, 6-5. FINISH LINES: For the record, Hall of Fame jockey Kent Desormeaux, who won the 2009 Belmont Stakes on Summer Bird, rides Keen Ice for trainer Dale Romans in the final leg of the Triple Crown two weeks from tomorrow. Keen Ice finished a willing seventh in the Kentucky Derby under Desormeaux, beaten eight lengths despite an eventful trip . . . Richard Mandella has The Californian on tap May 30 for Precisionist winner Catch a Flight in advance of the Grade I, $500,000 Gold Cup at Santa Anita June 27 . . . Trainer Mike Machowsky is sitting on 499 career victories. “It’s a nice little milestone,” Machowsky said. “I’ve been training on my own for 24 years, something like that. I didn’t really know I was approaching 500 until a friend of mine pointed it out a few weeks ago.” As to venerable Caracortado, the old stakes winner is still around. “He’s still has the same old quarter crack BS (on his right front foot),” Machowsky said of the California-bred son of Cat Dreams, now eight. “I hope to get him back to the races at some point, but I have to do right by him. No time table. You know how horses are.” Caracortado last raced on Aug. 13, 2014, finishing fifth in the Green Flash at Del Mar. In 20 career starts, he has seven wins including the Robert B Lewis Stakes in 2013 when it was a Grade II race, and the Grade II Del Mar Handicap in 2011. TREASURY, IRS URGED TO MODERNIZE TAX REGULATIONSThe National Thoroughbred Racing Association (NTRA) is encouraging members of the racing industry to request that the Treasury Department and Internal Revenue Service modernize tax regulations relating to withholding and reporting of winning pari-mutuel wagers.This regulatory change would eliminate a high percentage of reporting and withholding tickets and could increase pari-mutuel wagering on horse racing by as much as 10 percent, or $1 billion in one year alone, according to Steve Crist of Daily Racing Form. Increased handle will lead to higher purses and added strength in the bloodstock markets.According to the NTRA, the Treasury Department and IRS should be urged to authorize modernization of the tax regulations relating to withholding and reporting of winning pari-mutuel wagers because the current method is unfair and outdated.The NTRA has created a simple, customized message to submit directly to the Treasury. Simply go to www.ntra.com/IRScomment to join others in supporting this cause. Edwin Maldonado52611912%$246,480 Fernando Perez62129819%$438,730 Richard Baltas2773226%$355,620 Richard Mandella1965132%$422,090 Bob Baffert1542227%$183,310 Felipe Valdez59710412%$281,090 JockeyMts1st2nd3rdWin%Money Won Gonzalo Nicolas555699%$174,678 Joseph Talamo611231320%$404,788 Philip D’Amato2593336%$320,570 John Sadler3456515%$203,638 Tyler Baze9216121917%$670,430 Doug O’Neill47912519%$399,160 Elvis Trujillo4854710%$260,170 Peter Miller38811121%$306,610 ESPINOZA GOES WITH THE FLOW FOR TRIPLE ZINVOR SHARP FOR RICH SNOW CHIEF STAKESFILLY MAKES SANTA ANITA DEBUT IN MELAIRGOING SOMEWHERE HAS SOMEWHERE TO GOTEXAS RED WORKING TOWARDS HIS COMEBACK Rafael Bejarano6414151322%$644,862 Drayden Van Dyke4374516%$276,518 Eddie Truman1151145%$145,150 ESPINOZA CONFIDENT IN TRIPLE CROWN PURSUITVictor Espinoza leaves on Monday, June 1, for New York and what he hopes is a datewith destiny when he pursues the Triple Crown aboard American Pharoah in the Belmont Stakes on June 6.This will mark the second time in two years and the third time in his career he will try for the elusive Triple, having missed out on War Emblem in 2002 and California Chrome last year.Usually readily accessible, this time around the indefatigable rider is attempting to maintain a relatively low profile with PR functions and accommodating the media, focusing as he should on the target at hand, winning the Triple Crown, which has not been won since 1978.“Yesterday,” Victor said at Clockers’ Corner Friday morning, “I did so many interviews, I was tired.”Espinoza and his agent, Brian Beach, will make certain Victor is a “fresh horse” goinginto the Belmont, leaving that same objective for American Pharoah up to the colt’s trainer, Bob Baffert, who will be seeking the Triple Crown for the fourth time. He came close with War Emblem, Silver Charm (1997) and Real Quiet (1998).Told American Pharoah looked like he was floating over Pimlico’s inundated sloppy track en route to his seven-length romp in the Preakness last Saturday, Victor was quick to respond. “Me too,” he said, laughing. “I was floating, too. My boots were full of water.“It’s amazing how life is. I never thought I would win three Kentucky Derbies. After I won the first (on War Emblem in 2002), four or five years went by and I never dreamed I’d go back again, and then last year here comes California Chrome, the favorite for the Kentucky Derby, who won by daylight and came very close to winning the Triple Crown.“Now we’re in position to do it again in a back-to-back situation with an amazing horse like American Pharoah. But let me tell you about the Preakness. I never rode a horse in my life in so much rain. That was my first time.“But it was fun. Pharoah handled it very well. I was more concerned about the horse but he ran an unbelievable race and I’m here again. You never know what lies ahead or what the future holds.“But I never get too caught up in the moment. I just keep working on my career, doing things normally, taking it one day at a time.”As to the Belmont, Espinoza understandably feels “confident” about American Pharoah.“I can’t look back and worry about the two times I lost the Belmont,” Espinoza said. “When I rode War Emblem, he stumbled really bad at the start and that was it. My chance was gone right away.“California Chrome was tired going into the race and his energy wasn’t quite what it was. Also, another horse stepped on his foot and that happens when a horse doesn’t have the energy it should. They do things in slow motion, and that’s what happened.“So again my chances went when the gates opened. Twice my chances were eliminated like that. But it’s different this time with American Pharoah. I know each horse is different and every time I’m there, I think differently, too.“It’s all going to depend on Baffert and if he has the horse ready. Baffert knows how to train a horse to be ready for the Belmont, so that gives me a lot of confidence, as it does with other horses I ride in big races like this.“If the trainer has his horse ready, then my job is easy. After that, I have all the confidence in the world.”            Espinoza celebrates his 43rd birthday tomorrow, but would patiently wait two weeks to receive a gift for the man who has everything.“The Triple Crown,” he said. “That’s the present I need.”ZINVOR IN GOOD SPOT FOR WIN IN SNOW CHIEF STAKES            Zinvor competes in his first stakes race Saturday when he runs in the $200,000 Snow Chief Stakes for three-year-olds at 1 1/8 miles on turf. The gelded son of the late Tribal Rule has two wins on Santa Anita’s turf course, each at one mile.“He’s doing really well,” trainer John Sadler said. “It’s a key race for him. It’s his conditions; California-bred, three-year-old, grass. It’s just perfect for him.”The field for the Snow Chief, race eight of 10: Cardiac, Santiago Gonzalez, 8-1; Richard’s Boy, Fernando Perez, 7-2; Book Thirty Four, Felipe Valdez, 20-1; Zinvor, Victor Espinoza, 7-2; Grazen Sky, Rafael Bejarano, 5-2; Chief of Staff, Tyler Baze, 12-1; Temple Keys, Drayden Van Dyke, 15-1; Neveradoubt, Flavien Prat, 20-1; Rocko’s Wheel, Joe Talamo, 6-1; Pulmarack, Corey Nakatani, 6-1; and Over Par, Mario Gutierrez, 30-1.last_img read more