British American Tobacco Zambia Limited 2015 Abridged Report

first_imgBritish American Tobacco Zambia Limited (BATZ.zm) listed on the Lusaka Securities Exchange under the Agricultural sector has released it’s 2015 abridged results.For more information about British American Tobacco Zambia Limited (BATZ.zm) reports, abridged reports, interim earnings results and earnings presentations, visit the British American Tobacco Zambia Limited (BATZ.zm) company page on AfricanFinancials.Document: British American Tobacco Zambia Limited (BATZ.zm)  2015 abridged results.Company ProfileBritish American Tobacco Plc. Zambia is a major distributor of cigarettes in Zambia. The company also has a line extension range which includes cigars, e-cigarettes and next-generation products (NGPs) which include a vapor product called Vype, and a tobacco heating product called iFuse. The company also markets a popular smokeless moist tobacco powder called Snus which most people know as snuff. British American Tobacco Zambia is a subsidiary of the British American Tobacco Group which has extensive international interests in the tobacco industry, from farm to market. Well-known brands in the BAT portfolio are Dunhill, Kent, Pall Mall and Lucky Strike. British America Tobacco Plc Zambia is listed on the Lusaka Stock Exchangelast_img read more

Forget Cash ISAs. I’d buy these 2 FTSE 100 dividend stocks today for a passive income

first_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. The FTSE 100’s market crash may cause some income investors to pivot from shares to other assets, such as Cash ISAs, when seeking to make a passive income. Cash ISAs offer far less risk than stocks. But their returns could be relatively unattractive in an era where low interest rates look set to remain in place.As such, buying FTSE 100 shares that have the capacity to pay rising dividends over the coming years could be a sound move. Here are two prime examples of large-cap shares that could offer strong income returns, despite an uncertain global economic outlook.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…FTSE 100 pharma stock AstraZenecaThe recent quarterly update from pharmaceutical company AstraZeneca (LSE: AZN) highlighted its growth credentials. The FTSE 100 business reported a 17% rise in its sales compared to the same period of the previous year. And its core earnings increased by 21%.Further growth could be ahead for the business over the long run. It has invested heavily in its pipeline over recent years. And it has developed a relatively strong position in emerging economies such as China. This could allow it to sustain a high growth rate that merits an upward revaluation for its share price.AstraZeneca also offers defensive characteristics. This could make it a relatively popular stock among income investors due to the ongoing risks facing the world economy. Its dividend yield currently stands at just 2.6%. But it could rise at a relatively brisk pace over the coming years as the company’s bottom line moves higher.While there may be higher-yielding shares available in the FTSE 100, the dividend growth potential and defensive nature of AstraZeneca’s business model could make it a reliable means of producing a strong passive income in the coming years.Imperial BrandsImperial Brands (LSE: IMB) recently reported that coronavirus has not had a material impact on its financial performance. As such, the FTSE 100 stock could offer defensive appeal at a time when many companies are facing challenging financial outlooks.Of course, Imperial Brands faces its own challenges at the present time. Falling cigarette volumes, disappointing growth rates for its next-generation products versus forecasts and a management shakeup could mean that the FTSE 100 former favourite displays a degree of volatility in the short run. Likewise, the company may seek to reduce its debt levels as per industry rivals. As part of this strategy, it recently disposed of its cigar business.With a dividend yield of 12%, Imperial Brands is currently one of the highest-yielding shares in the FTSE 100. A management change may mean that there is scope for its dividend policy to be updated. But investors appear to have factored in a wide margin of safety into the company’s share price. As such, with a defensive business model and strong pricing power in its tobacco portfolio, Imperial Brands could offer a relatively robust passive income over the long run. Peter Stephens | Tuesday, 12th May, 2020 | More on: AZN IMB Our 6 ‘Best Buys Now’ Shares Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. See all posts by Peter Stephens Peter Stephens owns shares of AstraZeneca and Imperial Brands. The Motley Fool UK has recommended Imperial Brands. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.center_img “This Stock Could Be Like Buying Amazon in 1997” Simply click below to discover how you can take advantage of this. Forget Cash ISAs. I’d buy these 2 FTSE 100 dividend stocks today for a passive income Enter Your Email Address Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Image source: Getty Images. last_img read more

What’s in the new issue of Rugby World?

first_img TAGS: Highlight SPOTLIGHTS Tom Wood – The Northampton and England flanker talks about responsibilitiesRhys Webb – After a fine start to the season, the Osprey is keen to get going with WalesDavid Kilcoyne – The Munster and Ireland prop has an ambitious to-do listAlex Dunbar – The Scotland centre shoots the breeze about Tasmania, tries and TescoFEATURES England – Who should play in midfield for England at RWC 2015? We have found the solutionScotland – Ross Ford says it’s time for Scotland to achieve a sustained period of successWales – Three experts on what tactics and selection need to change before the World CupIreland – Fly-half Johnny Sexton on why he’s coming home to Leinster next seasonNew Zealand – Get inside the haka and find out how it’s changed over timeCarlin Isles – Rugby’s fastest man opens up about his tough upbringingGermany – Discover how rugby played a part in the fall of the Berlin WallAustralia – The Wallabies are in strife. Stephen Jones asks if they can recover any time soonSouth Africa – Heyneke Meyer is steering the Boks on the right pathUruguay – Meet the play-off winners who will take on England and Wales at RWC 2015 ADVICE SECTION Pro Insight – Will Fraser on decision-making at the breakdownFitness – Wrestle like Springbok back-row Duane VermeulenPro Playbook – George Chuter’s lineout attackMini rugby – Learn how to push pass. You can watch a video of the technique hereREGULARS Rugby focus – A news round-up from clubs, schools and women’s rugby, including an interview with London Scottish’s Mark Bright and England Women’s Alex MatthewsEssentials – The latest books and productsUncovered – Glen Jackson on making the switch from player to refereeTour tale – A cheeky tale from Hannover LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALScenter_img THE WORLD CUP is now less than a year away so this month’s autumn Internationals carry even more weight than usual. It’s the last time the northern hemisphere sides will do battle with the southern hemisphere before RWC 2015 – and the latest issue of Rugby World brings you news from both sides of the world.Johnny Sexton, Ross Ford and Heyneke Meyer give us an insight into the Ireland, Scotland and South Africa camps, we look at the big issues facing England and Wales, there’s in-depth analysis of the haka and Stephen Jones reports on the latest problems engulfing Australia.On top of all that, there are features on Uruguay, Carlin Isles and Germany, as well as news from the grass-roots game. Here’s a full list of contents – and you can find out where to buy your copy here or download our free magazine finder app here. Plus, download the digital edition here.SIDELINES30 minutes with Joe Marler, players to watch this month, wheelchair rugby, the Varsity Match, Hotshots and moreCOLUMNISTS Brad Thorn – The new Leicester lock looks at the World Cup contendersMartin Landajo – The scrum-half on how Argentina have made the breakthroughNeil Back – England are in good shape, says the World Cup winner A full list of contents for the December 2014 edition of Rugby Worldlast_img read more

Les Abattoirs Housing / ppa architectures

first_img Photographs “COPY” Les Abattoirs Housing / ppa architecturesSave this projectSaveLes Abattoirs Housing / ppa architectures Projects “COPY” CopyApartments•Toulouse, France Year:  Photographs:  Philippe Ruault Manufacturers Brands with products used in this architecture project Apartments Les Abattoirs Housing / ppa architectures ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/933261/les-abattoirs-housing-ppa-architectures Clipboardcenter_img Area:  11021 m² Year Completion year of this architecture project Architects: ppa architectures Area Area of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/933261/les-abattoirs-housing-ppa-architectures Clipboard France Save this picture!© Philippe Ruault+ 23Curated by Paula Pintos Share Manufacturers: AutoDesk, Technal, Alucobond, Arval, Terre Cuite du SavesAssociate Architect:Macaddam ArchitectureDesign Team:Angélique Aubery, Camille Grandrieux, Carmen Hayoz, Elisabeth Lebas, Roxane Savarzeix, Gabrielle Vinson, Marianne DordeClients:Icade Promotion, Vinci ImmobilierEngineering:Execo, MOA, G2, Ebm, Occinergy, PolyexpertConsultants:DekraCollaborators:Enpyco, ETS, De Lima Pro Deco, Realco, Metalu, Ateliers De Vic, Mateos ElectricitéCity:ToulouseCountry:FranceMore SpecsLess SpecsSave this picture!© Philippe RuaultText description provided by the architects. Building on an exceptional site. In a key position between the old suburban neighbourhood and the urban fabric formed by the Allées Charles de Fitte lanes, the site is opposite Toulouse’s emblematic Abattoirs museum. The position is exceptional, with open, far-reaching views over quality green spaces (the Raymond VI gardens, the centre of the city block, and the river Garonne) and the historic city centre. It is very visible, marking the extremity of the row of lanes and the corner where they meet the Rue de Bourrassol. Different scales. On an urban scale, the project assumes a position and massing that seeks to continue the range of existing scales of building, completing the city block: On the lanes, the large scale of the neighbouring 11-storey building. Rue de Bourrassol, the 7-storey apartment buildings. At the centre of the block, the 2- and 3-storey suburban houses. On the scale of the boulevards, the fragmentation of the volume creates a varied relief from 6-storey to 9-storey. The facade on the lanes side is sequenced by a play of occasional full-height returns, creating the impression of five attached buildings and establishing the individual identity of each. The preserved historic facade is integrated into the overall composition. On the ground floor, two undercrofts lead through to the centre of the block, ensuring the preservation of the historic Abattoirs passageway.Save this picture!© Philippe RuaultSave this picture!Ground floor planSave this picture!© Philippe RuaultHousing. In the apartment buildings, double-aspect or full-depth configurations facing east, west and south are prioritised for the large units (2-, 3- and 4-bedroom). These principles, fostering the orientation (sunlight and views) and ventilation of each unit, produce quality apartments that meet the latest environmental standards. Each unit has access to an external area equivalent to 20% of its habitable space. At the centre of the block, the ‘suburban houses’ contain split-level 3-bedroom housing units with a private garden, orientated away from the street-side buildings. The central plot is left free to provide enjoyable space for residents. Identity. The terracotta facades are pierced with large openings to capture the best views and orientations (low window breasts, openings without lintel returns). The regularity of these openings accentuates the impression of verticality and sequencing. The openings are grouped by unit to establish clusters of windows and blinds on the facade. This minimises the proliferation of multiple openings inherent in apartment buildings. The facade works on the scale of the public space that it delimits. At the centre of the block, the facades are animated by the simple alternating of panels and windows. The openings are positioned so as to orientate the volumes and minimise overlooking neighbouring buildings. With the shutters closed, the ensemble reads as a single, monochrome volume. Rational and longevity. The building system based on load-bearing party walls and in-filled facades is simple and rational so as to be economical.Save this picture!© Philippe RuaultIn keeping with the surroundings (the Abattoirs contemporary art museum, ramparts, etc.), the street-side buildings are faced in terracotta brick slips in natural red-orange tints. The colours vary slightly to reinforce the outline of the buildings. The windows are in anodised aluminium, the contrast of its smooth and silky finish with the rough, matte bricks reinforcing the contemporary feel of the project. At the centre of the block, the platform-buildings are dressed in matte aluminium panels. The ground is covered in grey granite, a nod to the traditional Toulouse courtyard, and serving both as access to the housing at the centre of the block, and as communal space for the the residents.Save this picture!© Philippe RuaultProject gallerySee allShow less4 Films Where Climate Change Affects Cities and LandscapesArchitecture NewsMVRDV Wins Competition to Design Potsdam’s Creative Quarter Master PlanArchitecture NewsProject locationAddress:97 Allées Charles de Fitte 93, 31300 Toulouse, FranceLocation to be used only as a reference. It could indicate city/country but not exact address. Share ArchDaily 2019 CopyAbout this officeppa architecturesOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingApartmentsToulouseOn FacebookFrancePublished on February 07, 2020Cite: “Les Abattoirs Housing / ppa architectures” 07 Feb 2020. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodSiding Façade SystemWindowsMitrexSolar WindowMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialMetal PanelsDri-DesignMetal Panels – CopperIn architectureSikaBuilding Envelope SystemsExterior DeckingLunawoodThermowood DeckingMembranesEffisusFaçade Protection – Breather+Metal PanelsPure + FreeFormCustom Metal Cladding – Legacy Fund 1 BuildingWood Boards / HPL PanelsInvestwoodWood Fiber Partition Walls – ValchromatDoorsLinvisibileLinvisibile FILO 10 Vertical Pivot Door | BrezzaSkylightsFAKROEnergy-efficient roof window FTT ThermoToilets / BidetsBritexToilets – Accessible Centurion PanMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

May Heat Could Produce Strange Looking Crops

first_imgBased in Tippecanoe County, Diedrick says this is a year to forget the calendar because everything will be earlier than normal, especially weeds, “Our winter annuals came on quicker, and our summer annual weds got off to a fast start.”  He cautioned growers to pay attention to what is going on in their fields and read all labels carefully when applying insecticides and herbicides. [audio:https://www.hoosieragtoday.com//wp-content/uploads//2012/05/pioneer-update-May.mp3|titles=May Heat Could Produce Strange Looking Crop]Audio Playerhttps://media.blubrry.com/hoosieragtoday/p/www.hoosieragtoday.com//wp-content/uploads//2012/05/pioneer-update-May.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume.Podcast: Play in new window | Download | EmbedSubscribe: RSS By Gary Truitt – May 7, 2012 SHARE Facebook Twitter Here the latest Pioneer update on the HAT Agronomy page. Home Indiana Agriculture News May Heat Could Produce Strange Looking Crops May Heat Could Produce Strange Looking Crops Diedrick says a more serious concern this year will be insects. A mild winter and early spring heat will lead to heavy insect pressure, “Especially bean leaf beetles in soybeans and black cutworms in corn.”   He said the warm temperature will benefit the insects, “They like a warm spring day just as much as we do.”  He urges growers to scout their field carefully and early this year. Keith DiedrickWith most of Indiana’s corn and soybeans planted, attention now turns to early crop development.  April was a month of below average temperatures, while May is shaping up to be one of above normal temps.  As a result, our newly planted crops are likely to develop quite quickly. Keith Diedrick, area agronomist with Pioneer, says this may produce some strange looking plants, “The plants are driven by heat and, when they get a little warm, they will really take off. Sometimes you will see plants bend and look really odd. This is just because they are growing quickly; so don’t panic, they will grow out of it and you will be fine.” Facebook Twitter SHARE Previous articleGroups Call for Quick Senate Action on Farm BillNext articleIndiana Crop Update May 7, 2012 Gary Truittlast_img read more

Huge portrait of jailed Algerian journalist hung beside Paris ring road

first_img Receive email alerts Today’s installation took place exactly one month after an Algiers appeal court sentenced Drareni to two years in jail for covering the “Hirak” anti-government protests in Algeria. He has been imprisoned since the end of March. October 15, 2020 – Updated on October 19, 2020 Huge portrait of jailed Algerian journalist hung beside Paris ring road News News Organisation Who is Khaled Drareni, symbol of press freedom in Algeria?READ MOREDesigned by Parisian street artist C215 and printed on a 320-square-meter tarpaulin (measuring 18 metres by 18 metres), the portrait was hung on the facade of a nine-storey building in Paris’s 13th arrondissement that overlooks the Périphérique, which is said to be Europe’s busiest urban motorway. “The size of this portrait matches the size of our determination to obtain Khaled’s release – immense,” RSF secretary-general Christophe Deloire said. “We are happy and proud to see that the movement in support of this journalist is growing by the day and we thank the well-known artists and officials who have joined us today. Khaled Drareni’s continuing detention is absurd and unjust. He just did his job as a journalist and his release is a matter of the utmost urgency.” News Represented by his first deputy, Eric Offredo, 13th arrondissement mayor Jérôme Coumet said: “I am proud to have this gigantic portrait of Khaled Drareni by C215 in Paris’s 13th. We are committed to the defence of freedoms, including press freedom. I hope that this symbolic act will contribute to his release and that our message of support will reach him in his prison cell.” WhatsApp blocks accounts of at least seven Gaza Strip journalists June 8, 2021 Find out more RSF_en AlgeriaFranceMiddle East – North Africa Europe – Central Asia Activities in the field Judicial harassment Help by sharing this information In the presence of two well-known figures from the worlds of French music and art, Reporters Without Borders (RSF) today installed a gigantic portrait of its imprisoned Algeria correspondent, Khaled Drareni, overlooking Paris’s Périphérique ring road. RSF expresses its deep gratitude to the social housing agencies RIVP, HÉNÉO and IN’LI for their logistic support for the operation. As well as the street artist C215 , the other well-known figure from the world  of music and art at today’s installation was the singer, songwriter and guitarist Souad Massi. Each of them expressed full support for Drareni. AlgeriaFranceMiddle East – North Africa Europe – Central Asia Activities in the field Judicial harassment News to go further “I firmly condemn the arrests and harassment to which Hirak protesters are subjected in Algeria and, as an artist, I would also like to emphasize my unwavering attachment to freedom of expression and press freedom,” Massi said. “Journalism is not a crime. It’s the reason I support Khaled Drareni, who just did his job as a journalist and who is now the victim of an appalling injustice.” June 9, 2021 Find out more Iran: Press freedom violations recounted in real time January 2020 June 3, 2021 Find out more Follow the news on Middle East – North Africa RSF joins Middle East and North Africa coalition to combat digital surveillance last_img read more

Pfluger takes oath of office todayNew congressman has legislation ready to be introduced

first_img WhatsApp Whether he was leading his beloved Central High School football team to victory as its quarterback or serving as a fighter pilot in the U.S. Air Force, August Pfluger has always demonstrated a strong desire to accomplish goals. Pfluger, who will be sworn into the House of Representatives for Texas 11th District today, says he plans to bring that same lifelong tenacity to his new role as a congressman. Pfluger and other new house members are scheduled to take their oath of office during a noon to 4 p.m. ceremony today. “I’m thrilled to have this opportunity,” Pfluger said. “It’s about serving the community; the district and the future of our country.” His first priority will be to represent his constituents in West Texas, including Odessa and Midland. Within his first few days in office Pfluger plans to introduce legislation to protect the oil industry, an integral part of the Permian Basin’s economic health. “The Permian Basin supplies 40 percent of this country’s oil,” Pfluger said. “Within my first few days I will introduce legislation to stop the radical left from destroying the industry.” Pfluger said the oil industry provides about 2 million jobs for Texans, the majority of those jobs in the Permian Basin. “We’re talking about 2 million Texans whose livelihoods depend on it. The legislation I will be introducing will protect those jobs.” For years “far-left liberal Democrats like (Vice President-elect) Kamala Harris, (President-elect Joe) Biden and (New York Congresswoman Alexandria Ocasio-Cortez) OAC” have engaged in rhetoric in attempt to ban fracking, Pfluger said. “Their rhetoric has no scientific facts to back it up,” he added. “We’ve been doing this for decades. It allows us to provide affordable energy to our country and the world.” Born and raised in San Angelo, Pfluger earned a bachelor of science degree in political science from the United States Air Force Academy. He’s also received a master of science degree in aeronautical science from Embry-Riddle Aeronautical University, a master of science in military and operations science from Air University and a master of science in international business and policy from Georgetown University. Pfluger earned his commission to the U.S. Air Force in 2000, and served in active duty for duty for 20 years, flying F-22 fighter jets. He eventually reached the rank of lieutenant colonel. Pfluger, 42, replaces long time Congressman Mike Conaway, who opted not to seek re-election, after serving in the position for eight terms. In August 2019, Pfluger was appointed to President Trump’s National Security Council staff. In his role, Pfluger received the nation’s highest security clearance and charged with advising The President on a host of foreign and domestic threats to the nation’s security. Pfluger resigned from the NSC after three months to run for Conaway’s seat, defeating 9 other Republican challengers. He defeated Democrat Jon Mark Hogg in the November general election. Pfluger takes office at a perilous time in the U.S., where COVID-19 and the federal government’s response has prompted deep divisions between voters who say Trump and his administration has failed to adequately address the year-long pandemic. Avid supporters of Trump strongly disagree and have commended the president’s efforts. President-elect Biden’s presumed victory over Trump to become the next president has created an even bitterer divide, with Trump supporters claiming voter fraud, and Biden supporters calling the claims “baseless” and “sour grapes.” Pfluger announced on Friday that he plans to support an election challenge to the legitimacy of Biden’s presumed general election victory over Trump. The U.S. House of Representatives will reconvene on January 6 to vote whether to officially ratify election results. Pfluger said he will oppose ratification because he believes a thorough investigation of possible election fraud is needed before Biden is officially declared president. “It’s an honor (to be elected to Congress), but the weight of it is not lost on me,” Pfluger said. “It’s an important time in this country. “When I made the decision to run for office, we didn’t know what we would be facing – a pandemic and an election controversy. We took a step of faith that this was the path that God had laid out for us.” Facebook Facebook Local NewsGovernment Twitter Pinterest By Digital AIM Web Support – January 3, 2021 center_img TAGS  Pinterest Twitter WhatsApp Previous articleGUEST VIEW: Science can save us – againNext articleOC aims for Vision 2030 Digital AIM Web Support Pfluger takes oath of office todayNew congressman has legislation ready to be introducedlast_img read more

DWS Launches U.S. Market’s First S&P MidCap 400 ESG and S&P SmallCap 600 ESG…

first_imgLocal NewsBusiness Twitter Twitter Facebook NEW YORK–(BUSINESS WIRE)–Feb 24, 2021– Xtrackers exchange-traded funds (ETF) by DWS has launched the first ETFs providing exposure to ESG (Environmental, Social and Governance) versions of the S&P MidCap 400 and S&P SmallCap 600 indices. Xtrackers S&P MidCap 400 ESG ETF (NYSE Arca: MIDE) and Xtrackers S&P SmallCap 600 ESG ETF (NYSE Arca: SMLE) listed today, further expanding the Xtrackers footprint in the rapidly growing area of values-based index investing. Assets under management in Xtrackers NYSE-listed ESG ETFs reached over USD 3 billion in 2020. Arne Noack, DWS’s Head of Systematic Investment Solutions, Americas, commented: “At DWS, we have made ESG-centric investing integral to our value proposition for our clients and the launch of MIDE and SMLE is a logical follow-on. We seek to provide investors with transparency around relevant ESG-metrics of a potential investment. Investors can, for example, easily view the reduction in carbon footprint of the underlying companies, compared to a non-ESG benchmark. This level of transparency is important for investors and intermediaries seeking credible ESG alternatives to mainstream equity indices.” The ESG methodology underpinning the funds starts by taking the established S&P mid and small-cap indices then applying exclusions and rankings filters to produce the ESG indices the ETFs track. Both the Xtrackers S&P MidCap 400 ESG ETF and Xtrackers S&P SmallCap 600 ESG ETFs have net expense ratios of 0.15 percent. “We’re very pleased to collaborate with DWS as it launches these new ESG ETFs in the U.S. By representing the U.S. mid- and small-cap equities market with improved sustainability profiles, the S&P MidCap 400 ESG and S&P SmallCap 600 ESG indices signify a new sustainable frontier in a space left largely untouched by sustainable indexing to date,” said Mona Naqvi, Senior Director, Head of ESG Product Strategy, North America, S&P Dow Jones Indices. “As the first of their kind, these indices are poised to help raise reporting and sustainability standards among medium and small-sized companies as they seek to join the ranks of ESG indices. As such, ESG investing is no longer just a large-cap solution, it is now an all-cap solution.” Amanda Rebello, Head of Passive Sales, U.S. onshore, commented: “We are pleased to be the first in the industry to launch ETFs for the S&P MidCap and SmallCap ESG indices. With their competitive net expense ratios, the ETFs can be used as core portfolio building blocks.” The new listings complement the Xtrackers S&P 500 ESG ETF (NYSE Arca: SNPE), which launched in June 2019 and has over USD 400 million in assets under management. DWS is recognized for its expertise in ESG ETFs. Its ESG range was awarded ‘ETF Suite of the Year’ at Fund Intelligence’s Mutual Fund Industry and ETF Virtual Awards 2020. 1 1 Xtrackers ESG ETF product portfolio was named ‘ETF Suite of the Year’ at the 27th annual Fund Intelligence’s Mutual Fund Industry and ETF Virtual Awards 2020. These industry awards are meant to recognize people and organizations whose excellence, achievements and contributions to the mutual fund industry have stood out. In addition, Xtrackers MSCI USA ESG Leaders Equity ETF (USSG) won the ‘Newcomer ESG/Impact ETF of the Year’ accolade. For more information on methodology and judging process for the awards, please visit: https://mutualfundindustryawards.awardstage.com/#!/home-of0eb3nc9stuglc7mkd About DWS Group DWS Group (DWS) is one of the world’s leading asset managers with USD 969bn of assets under management (as of 31 December 2020). Building on more than 60 years of experience, it has a reputation for excellence in Germany, Europe, the Americas and Asia. DWS is recognized by clients globally as a trusted source for integrated investment solutions, stability and innovation across a full spectrum of investment disciplines. We offer individuals and institutions access to our strong investment capabilities across all major asset classes and solutions aligned to growth trends. Our diverse expertise in Active, Passive and Alternatives asset management – as well as our deep environmental, social and governance focus – complement each other when creating targeted solutions for our clients. Our expertise and on-the-ground-knowledge of our economists, research analysts and investment professionals are brought together in one consistent global CIO View, which guides our investment approach strategically. DWS wants to innovate and shape the future of investing: with approximately 3,500 employees in offices all over the world, we are local while being one global team. We are investors – entrusted to build the best foundation for our clients’ future. IMPORTANT INFORMATION ETF shares are not individually redeemable, and owners of shares may acquire those shares from the Fund, or tender such shares for the redemption to the Fund, in Creation Units only. Consider each fund’s investment objectives, risk factors, and charges and expenses before investing. This and other important information can be found in the fund’s prospectus, which may be obtained by calling 1-855-DBX-ETFS (1-855-329-3837) or by viewing or downloading a prospectus at www.Xtrackers.com. Please read it carefully before investing. Xtrackers ETFs are managed by DBX Advisors LLC (the Advisor), and distributed by ALPS Distributors, Inc. (ALPS). The Advisor is a wholly owned subsidiary of DWS Group GmbH & Co. KGaA, and is not affiliated with ALPS. Xtrackers S&P MidCap 400 ESG ETF: ESG criteria in a fund’s investment strategy does not guarantee a return or protect against a loss. This fund is new and has limited operating history. Investing involves risk, including the possible loss of principal. Stocks may decline in value. Stocks of medium‐sized companies involve greater risk than securities of larger, more‐established companies. Performance of the Fund may diverge from that of the Underlying Index due to operating expenses, transaction costs, cash flows, use of sampling strategies or operational inefficiencies. This fund is non‐diversified and can take larger positions in fewer issues, increasing its potential risk. Investing in securities that meet ESG criteria may result in the fund forgoing otherwise attractive opportunities, which may result in underperformance when compared to funds that do not consider ESG factors. An investment in this fund should be considered only as a supplement to a complete investment program for those investors willing to accept the risks associated with the fund. Please read the prospectus for more information. Xtrackers S&P SmallCap 600 ESG ETF: ESG criteria in a fund’s investment strategy does not guarantee a return or protect against a loss. This fund is new and has limited operating history. Investing involves risk, including the possible loss of principal. Stocks may decline in value. Small company stocks tend to be more volatile than medium‐sized or large company stocks. Performance of the Fund may diverge from that of the Underlying Index due to operating expenses, transaction costs, cash flows, use of sampling strategies or operational inefficiencies. This fund is non‐diversified and can take larger positions in fewer issues, increasing its potential risk. Investing in securities that meet ESG criteria may result in the fund forgoing otherwise attractive opportunities, which may result in underperformance when compared to funds that do not consider ESG factors. An investment in this fund should be considered only as a supplement to a complete investment program for those investors willing to accept the risks associated with the fund. Please read the prospectus for more information. Xtrackers S&P 500 ESG ETF: Investing involves risk, including the possible loss of principal. This fund is new and has limited operating history. Investing in securities that meet ESG criteria may result in the fund forgoing otherwise attractive opportunities, which may result in underperformance when compared to funds that do not consider ESG factors. Stocks may decline in value. Stocks of medium-sized companies involve greater risk than securities of larger, more‐established companies. Funds investing in a single industry, country or in a limited geographic region generally are more volatile than more diversified funds. Various factors, including costs, cash flows and security selection, may cause the fund’s performance to differ from that of the index. Performance of the fund may diverge from that of the Underlying Index due to operating expenses, transaction costs, cash flows, use of sampling strategies or operational inefficiencies. This fund is non‐diversified and can take larger positions in fewer issues, increasing its potential risk. An investment in this fund should be considered only as a supplement to a complete investment program for those investors willing to accept the risks associated with the fund. Please read the prospectus for more information. Past performance is no guarantee of future results. This press release shall not constitute an offer to sell or a solicitation to buy, nor shall there be any sale of these securities in any state or jurisdiction in which such offer or solicitation or sale would be unlawful prior to registration or qualification under the laws of such state or jurisdiction. Certain statements contained in this release may be forward-looking in nature. These include all statements relating to plans, expectations, and other statements that are not historical facts and typically use words like “expect,” “anticipate,” “believe,” “intend,” and similar expressions. Such statements represent management’s current beliefs, based upon information available at the time the statements are made, with regard to the matters addressed. All forward-looking statements are subject to risks and uncertainties that could cause actual results to differ materially from those expressed in, or implied by, such statements. Management does not undertake any obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise. The following factors, among others, could cause actual results to differ materially from forward-looking statements: (i) the effects of adverse changes in market and economic conditions; (ii) legal and regulatory developments; and (iii) other additional risks and uncertainties, including public health crises (including the recent pandemic spread of the novel coronavirus), war, terrorism, trade disputes and related geopolitical events. NOT FDIC/ NCUA INSURED • MAY LOSE VALUE • NO BANK GUARANTEE NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY The brand DWS represents DWS Group GmbH & Co. KGaA and any of its subsidiaries such as DWS Distributors, Inc. which offers investment products or DWS Investment Management Americas, Inc. and RREEF America L.L.C. which offer advisory services. R- 081523-1 (2/21) DBX004811 (2/22) View source version on businesswire.com:https://www.businesswire.com/news/home/20210224005300/en/ CONTACT: Kenny Juarez DWS Phone: 1-212-454-9994 E-Mail:[email protected] KEYWORD: UNITED STATES NORTH AMERICA NEW YORK INDUSTRY KEYWORD: BANKING PROFESSIONAL SERVICES FINANCE SOURCE: DWS Group Copyright Business Wire 2021. PUB: 02/24/2021 08:00 AM/DISC: 02/24/2021 08:01 AM http://www.businesswire.com/news/home/20210224005300/en DWS Launches U.S. Market’s First S&P MidCap 400 ESG and S&P SmallCap 600 ESG ETFs Facebook TAGS  center_img Pinterest Pinterest WhatsApp WhatsApp By Digital AIM Web Support – February 24, 2021 Previous articleDascena Announces FDA Breakthrough Device Designation Granted to Machine Learning Diagnostic MethodNext articleAppfire Announces Acquisition of Bolo Software Digital AIM Web Supportlast_img read more

SC Delivers Split Verdict On Time Of Retirement When Person Joined Service As A Minor [Read Judgment]

first_imgTop StoriesSC Delivers Split Verdict On Time Of Retirement When Person Joined Service As A Minor [Read Judgment] LIVELAW NEWS NETWORK31 May 2020 4:10 AMShare This – xA Division Bench of the Supreme Court arrived at a split decision in a matter regarding whether the age of an individual or the number of years served on the job would determine the basis of retirement in cases where the person was employed before attainment of majority. A Bench comprising of Justices Indira Banerjee and Ajay Rastogi were unable to reach a consensus on the issue. Accordingly,…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginA Division Bench of the Supreme Court arrived at a split decision in a matter regarding whether the age of an individual or the number of years served on the job would determine the basis of retirement in cases where the person was employed before attainment of majority. A Bench comprising of Justices Indira Banerjee and Ajay Rastogi were unable to reach a consensus on the issue. Accordingly, the matter has been directed to be placed before the Chief Justice of India for reference to a larger Bench (Gopal Prasad v Bihar School Examination Board and others).The Appellant in the case had been appointed as a Calligraphist-cum-Assistant of the Bihar School Examination Board on 20th May, 1970 at the age of 15 years. Though there was no minimum age prescribed for appointment to the post, however, minimum age of entry into pensionable service was 16 years. Therefore, the period of service of an employee before attaining the age of 16 years could not be counted towards pension. In 1998, a government circular fixed the minimum age of appointment to an inferior service at 18 years. This was prospective and applied only to appointments made after the issuance of the circular. Additionally, Rule 73 of the Bihar Service Code states that the date of compulsory retirement of a Government Servant is the date on which he attains the age of 58 years. He may be retained in service after the date of compulsory retirement with the sanction of State Government on public grounds, which must be recorded in writing. In January 2004, the Bihar School Examination Board resolved to treat the age of entry into service, of those incumbents who were below 18 years of joining service, as 18 years at the time of their appointment. Therefore, employees who had been appointed before attaining the age of 18 years, were to be deemed to have attained the age of 18 years on the date of their appointment and that they would superannuate on completion of 60 years if they were Category-4 employees, and on completion of 58 years of age in case they were Category-3 employees (this was later increased to 60). As per Justice Banerjee, any decision to amend the age of retirement could only have been done with the amendment of Rule 73 of the Bihar Service Code in accordance with law. Furthermore, this could not be done merely by a resolution of the Bihar School Examination Board.”Rule 73 of the Bihar Service Code does not prescribe any length of service as criteria for retirement. The prescribed age of retirement for employees of the category to which the Appellant belonged was 58 years, later increased to 60 years. The decision of the Respondents to retire the Appellant before the attained the age of 60 years as per his actual date of birth, as recorded in the service records cannot be sustained”, Justice Banerjee stated.Accordingly, Justice Banerjee was of the view that the Appeal show be allowed, and the judgment of the Division Bench and the Single Bench of the Patna High court should be set aside. “The Appellant is entitled to a declaration that the Appellant was entitled to continue in service till 18th November, 2014, beign the date on which he completed 60 years of age, as per his service records, and shall be entitled to all consequential benefits, including arrears of pay, if any, pensionary benefits etc.”Justice Ajay Rastogi differsJustice Ajay Rastogi, per contra, observed that only the person who attains the age of majority will be competent to enter into a valid contract of service. He further invoked the Majority Act, 1875 to define the Age of Majority of persons domiciled in India. “When the Appellant entered service, the minimum age at the entry point in terms of the Pension Rules, 1950, is 18 years and maximum age prescribed for exit point is 60 years. As a logical consequence, the total length of service which one could render in the Government service may not exceed 42 years and when there is an unambiguous self explicit provision, anything contrary to or inconsistent with or incompatible to it, any circular or resolution or order, will not have any legal or valid effect.”Therefore, the Appellant could not have entered into service below the age of attaining majority, if there was no express provision of minimum age at the entry level under the Bihar Service. If the contentions of the Appellant were accepted, “it will take us to a stage where a toddler or a minor of any given age can claim his eligibility to enter into public employment which is manifestly illogical and impermissible in law”. Due to the difference in opinions of the two judges, Justice Banerjee has directed for the matter to be placed before the Chief Justice of India for reference to a larger Bench. Justice Rastogi has directed for the dismissal of the Appeal. The Respondents were represented by Advocate Gopal Singh of Chamber20A. The Appellant’s written submissions were drafted and filed by Advocates Anand Shankar Jha and Arjun Garg respectively.Click here to download judgmentRead JudgmentSubscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Storylast_img read more

Delhi High Court Seeks Centre’s Response On Plea Regarding Denial Of Information On Creation Of Aarogya Setu

first_imgNews UpdatesDelhi High Court Seeks Centre’s Response On Plea Regarding Denial Of Information On Creation Of Aarogya Setu Shreya Agarwal19 Jan 2021 7:36 AMShare This – xThe Delhi High Court on Tuesday issued notice to the Public Information Officers of the Ministry of Electronics & Information Technology (MeitY), and its National E-Governance Division (NeGD) asking them to explain whether information sought by an RTI applicant on the creation of the Aarogya Setu app is available in the public domain.The court was hearing a plea filed by RTI applicant…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Delhi High Court on Tuesday issued notice to the Public Information Officers of the Ministry of Electronics & Information Technology (MeitY), and its National E-Governance Division (NeGD) asking them to explain whether information sought by an RTI applicant on the creation of the Aarogya Setu app is available in the public domain.The court was hearing a plea filed by RTI applicant Saurav Das, who had filed an RTI application in August, 2020 seeking a copy of the entire file relating to Aarogya Setu which would contain information about the origin of the proposal, people and government departments involved, correspondence between private sector executives and government officials, file notings, minutes of meetings etc.However, on the failure of the PIOs to revert with the relevant information, Das filed a complaint dated Sep 10, 2020,  before the Central Information Commission (CIC). Prior to this, the National Informatics Centre (NIC) had also stated that it did not have any information about the Aarogya Setu App.Upon Das’ motion for an early and urgent hearing, the same was conducted before the CIC on Oct 22, 2020. Th hearing was on the ground that the Aarogya Setu app could affect the privacy of millions of Indians during the Covid-19 pandemic with potential irreversible harm if the usual wait time of 2 years was insisted upon.The government officials were accused, in the hearing, of providing evasive responses to the RTI queries, and also failed to give reasonable explanations as to which government department infact held all the information related to the creation of Aarogya Setu.The CIC had then held that such denial of information by government authorities in this manner could not be accepted and while files may move between departments, “a citizen cannot go round in circles to find out the custodian.”Ministry Of Electronics, NIC And NeGD Have No Information About Who Created Arogya Setu App & How It Was Created: CIC Summons CPIOsDuring the hearing, Advocate Vrinda Bhandari advanced oral arguments on behalf of Mr. Das and explained the timeline of the case to highlight how he had been kept waiting since May 2020 due to the evasive conduct of government officials. She also distinguished the judgements relied upon by the Respondents and clarified that the CIC should have at least heard the Petitioner to determine whether there was a default by the Public Information Officers even if he was not provided a hearing at the time of determination of quantum of penalty. She emphasized that if the Petitioner had been present during the show cause hearing, he could have rebutted the government’s claim that all information sought by him was available in the public domain and prevented the CIC from being misled.In response, the Government Counsel maintained that all relevant information was available in the public domain and it had been supplied to the Petitioner. He further justified the delay and lack of coordination among different government departments regarding Aarogya Setu by stating that the app had been developed in record time without spending a single penny amidst a war-like situation where the priority was saving lives.Next Storylast_img read more